OUT OF NETWORK INSURANCE

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“Out-of-network” means that I am not directly contracted with insurance companies. However, many clients can still use their insurance benefits to get reimbursed for a portion of therapy costs. 

Instead of paying a copay at each session, you pay my full session fee upfront. I then provide you with a superbill (a detailed receipt), which you can submit to your insurance for potential reimbursement.

Check out Mentaya's benefits checker below to help you assess your OON benefits. This is to act as a starting point and it is always recommended to follow-up with your insurance company. 

It is a detailed receipt that includes everything your insurance company needs:

• My license and NPI number
• Diagnosis code (required for reimbursement)
• CPT code for each session
• Dates and fees for services

Superbills are sent once per month (typically the first week of the following month). If you need one more frequently, just let me know.

Call your insurance provider and ask:

• Do I have out-of-network mental health coverage?
• What percentage is reimbursed after I meet my deductible?
• What is my out-of-network deductible, and how much have I met so far?
• Where/how do I submit superbills?
• Explain reasoning for going OON to see an OCD/Anxiety specialist  

Yes! Therapy is an eligible expense, and I accept both HSA and FSA cards for payment.

Most insurance companies now allow you to upload superbills through their member portal or app. Once submitted, they’ll review the claim and — if you have OON benefits —they'll send reimbursement directly to you.

Initial phone consultation 15 minutes: Free

To discuss what brings you to therapy, concerns, logistics, availability, and to make sure we are a good fit

Initial evaluation (first session) 90-120 minutes: $300

In person or virtual to obtain background information, presenting concerns, 

goals, and diagnostic assessment

Individual therapy 45-60 minutes: $165

In person, virtual, in vivo/out of office sessions for exposure therapy 

Individual Supervision 60 minutes: $100

I am a Maryland Board Approved Supervisor able to provide supervision to Graduate level clinicians in need of hours for licensure; specifically those looking to learn more about specializing in treating OCD & anxiety related disorders utilizing CBT, ACT, & ERP.